Going to Wrigley Field on a budget
Last week, my father in law and I visited Wrigley Field. This is our “annual” trip to Chicago (5 years running). One of the good things about this trip is that when I returned home, I had the peace of...
View ArticleDo you Need Sequestration Cuts for Your Own Budget?
The political topic of the month in Washington is “sequestration cuts,” or the automatic $85 billion in across the board spending cuts slated to take effect on March 1 unless Congress reaches a deal....
View ArticleWhy Living on a Budget is Like Climbing a Rope (in CrossFit)
When you tried to live on a budget for the first time, did it work perfectly? Or maybe you attempted to climb a rope in a CrossFit class for the first time. Did you make it to the top on the first try?...
View ArticleThe Zero Based System is the Only Way to Budget
Follow @robertjacobs01 Wouldn’t it be great if congress had a balanced budget? A balanced budget means income minus outgo equals zero. Another term for a balanced budget is zero based. Although...
View ArticleBuild a Cash Flow Management Plan in 30 days (That Works) Part 1
Who manages your cash flow? Are you really in charge of it? How do you know? You really don’t unless you actually create one and implement it. Cash flow management is not a theory, it is real life...
View ArticleBuild a Cash Flow Management Plan in 30 days (That Works) Part 2
Last week, I started a series on how to build a cash flow management plan in 30 days (or so). Creating such a plan for your personal finances does not happen over night. Especially if you have never...
View ArticleBuild a Cash Flow Management Plan in 30 days (That Works) Part 5
Having a purpose, gathering data, organizing, and balancing your budget are necessary steps in building a cash flow management plan. Now, we get to the last step; implementation and tracking your...
View Article5 Signs that indicate you are not in charge of your money
Who is in charge of your money? Do you think you have a good grasp on your finances? It may not be surprising that most Americans do not. There are many things that indicate you are not in charge of...
View ArticleA Little known way to save money in your budget; increase your insurance...
Saving money in your budget can be done quickly by using the little known way of increasing your deductibles on some of your insurance policies. Before you run off to your insurance broker or agent to...
View ArticleBudget like the government and you will end up broke
Do you believe in the new budget President Obama recently proposed? Does that say something about how you budget your money? If you budget your money how the President plans to do so, then you will end...
View ArticleHow to Create a Budget: 5 Simple Steps
The thought of creating a budget for your household can be a scary or intimidating. After all, if you have never created a cash flow plan, the toughest part is starting or knowing where to begin. Why...
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